If you are a participant in the Australian Medicare system, then it’s only reasonable that you would want to find Gold Coast dentists who accept payment via bulk billing. The government-run program can greatly reduce the cost of dental procedures, from routine cleanings to dental implants Gold Coast. And so finding the names and addresses of dentists who accept bulk billing is an important step of any search for a new dentist.
However, you should also take a moment to consider the advantages and disadvantages of opting for a dentist Gold Coast in the bulk billing program. Participation in the program is not mandatory, and there are many excellent dentists who do not participate (for perfectly legitimate reasons).
So, before you commit 100-percent to finding a dentist who does bulk billing, consider the trade-offs of the program:
- Bulk Billing Does Not cover All Provider Costs
The first and biggest trade-off pertains most directly to the providers, not to the patients, but it has implications for patients as well. Bulk billing only covers 85 percent of the price of a visit. That means that if a procedure costs 1000 dollars, then the bulk billing program will only pay Gold Coast dentists 850 dollars to perform it. This presents a dilemma for a bulk billing dentist Gold Coast. They have to either accept receiving only partial payment for their work, or decide to decline all patients who are looking for dentists Gold Coast who accept bulk billing.
Obviously, those bulk billing dental services on the Gold Coast who are able to decline bulk billing will have a reason for doing so. Often it is because they are busy and well-respected enough that they don’t need the additional business that bulk billing provides. If you are set on finding a dentist who does bulk work, then you have to accept that you won’t be able to visit any of these highly qualified providers.
That’s not to say that there aren’t many excellent providers outside the bulk billing program. But you do limit your options at the high-end of the market if you only consider providers inside the program.
- Bulk Billing Isn’t the Only Way to Get Medicare Coverage
You should also remember that just because you don’t visit a bulk billing dentist Gold Coast doesn’t mean you can’t find great care that will be covered by Medicare.
If you visit a provider outside the program, then you have the option to pay out of pocket and get a rebate for up to 75 percent of the costs by applying online afterwards. That means that, on net, you are only paying 25 percent of the entire cost of the procedure, which is still a substantial savings.
This route can be very attractive to people with budgets that allow them to pay the entire cost of their dental work upfront, and then pay 25 percent of the cost over the long term. Obviously, this isn’t the absolute cheapest option available. However, it works for any procedure and any dental office, with no requirement that the dentist participate in the bulk billing program. So you have much more freedom to find the best provider for you, and to use their services without worrying about whether the final cost will qualify for bulk billing coverage.